Summarized Credit Score Data

Our Summarized Credit Score database is a great, affordable alternative for the more expensive Credit Bureau data. Our Summarized Credit Data allows marketers to target consumers based on a sophisticated modeled credit scoring system. Based on historic spending patterns and hundreds of millions of transactions, we then look at overall demographics on particular geographies. This is a great file for invitations to apply for credit, minimum score qualification programs and does not require FCRA compliance.

Recommendations for Banking, Insurance and Automotive Industries:

Overlay summarized credit scores on your database to determine credit worthy, or subprime for special finance offers.

 

Recommendations for the Mortgage industry:

Subprime Program:  Identify consumers with debt and credit challenges:  Choose summarized credit FICO-like ranges of less than 600, specific loan dates and loan amounts or LTV.

 

Debt Consolidation or Refinance:  Choose your summarized credit range, loan dates or loan amounts, LTV Ranges, or presence of children in household.

 

New Mortgage Prospects:  Identify renters with a high propensity to purchase a home.  Choose summarized credit ranges, ages, renters, income $40K+ and length of residence 2+  years.

 

100% - 125% Financing Programs:  Identify borrowers with good to excellent credit that need cash for home improvements, debt consolidation, or major purchases:  choose a summarized credit range, new homeowner last 12 months, presence of bank credit cards.


Selects for Summarized Credit Score Data include:

• Phones
• Adjustable/Fixed Interest
• Condominium
• Construction Loans
• Equity/Credit Loan
• Interest Rate
• Lender Information
• Loan Amount
• Loan Type
• Loan-to-Value (LTV)
• Mortgage Date
• Mortgage Term
• Refinance
• Sales Price
• Updated Monthly