Pre-Foreclosure Leads

Our Pre-foreclosure leads are updated daily. We generate our pre-foreclosure leads by doing a soft pull, or otherwise know as a *Soft Inquiry direct from the credit bureaus.

We will help you identify the most promising short sale or loan modification opportunities well before anyone else knows about them. You will know exactly who has just missed mortgage payments in your marketing area.

These people have just defaulted on their mortgage loan but they are not yet in foreclosure. Unlike the vast majority of default  lists, what you get using this data set is insider information. You can now target your marketing towards prospects who are in pre-foreclosure and who are currently 30 days, 60 days, 90 days, or 120 days late on their mortgage payments. It is the perfect time for you to contact them by direct mail or by phone.

Reach your prospects before they receive an NOD (notice of default)  and at the first sign of trouble. These homeowners in pre-foreclosure are ideal prospects for loss mitigation, loan modification, short sale offers, and real estate investors. A firm offer of credit is required to use this data. 

What is a pre-foreclosure lead?

Pre-foreclosure is a grace period afforded a property owner who has fallen behind on their mortgage payments and depending on the specific state laws, it is generally a time sensitive window that allows the owner the opportunity to catch up on their payments. It is also during this period of pre-forclosure that the lending institution has started the legal process by which they will recover the outstanding balance owed on the property, agree to a loan modification, or repossess it.


What information is included on the pre-foreclosure database?

All pre-foreclosure leads come with full name, address, mortgage loan amount, monthly mortgage payment amount. number of mortgage trades, Beacon score, optional phone number ( SAN number required for leads with phones) and current late status.


What is so special about your Short Sale leads compared to some of the others?

• 98% Accuracy Guaranteed (Direct Mail)
• No Long Term Contracts
• Low Min Orders
• Updated Daily
• Target States, Counties, Area Codes, Cities and Zip Codes

Here are some quick data notes:

1. All data is pulled via a soft credit inquiry other wise know as a soft pull.   

2. You will see the following on the lead output:  Name, address, last 4 of SSN, number of mortgages, mortgage high balance (loan amount), current balance, current delinquency, full postal, optional phones and more depending on the data set.

3. Accuracy and deliverability is unsurpassed compared to other lead sources.  This is a huge benefit when you consider the amount of time and money you spend on postage and printing or the amount of time your reps spend dialing.

We can use this soft inquiry process to find just about anything.

What is a Soft inquiry?

A soft inquiry, or soft pull, is a term used to refer to an inquiry into your credit history that does not adversely affect the credit score. For example, when mortgage lenders pre-approve you for a loan, or if you have received a solicitation for a credit card, insurance or any other pre-screened offer, they initially use a soft pull to target prospective clients or customers. Potential employers also use it as a part of background checks, and your current credit card companies use soft inquiries to check up on you. Most banks use them to verify that you are who you say you are when opening an account.


Call us today to speak with one of our qualified expert consultants, 800-884-7507.

Selects for Pre-Foreclosure Leads include:

• Currently 30,60,90,120+ Days Late
• Loan Balance
• Credit Score 
• Phones
• Mortgage tradelines 
• Equity or LTV 
• Hispanic Ethnicity
• Loan Payment amount 
• Updated and pulled fresh daily
• Fastest turnaround time in the industry
• NCOA and CASS Certified lists which means accuracy is guaranteed!
• All phones are scrubbed against the national, state, and private "do not call" lists